Bank of Maharastra PO exam solved paper 3

BANK OF MAHARASTRA PO EXAM

21. Every know and then we read in newspapers that the RBI has revised/changed various rates like,SLR, CRR, Bank rate, etc.The purpose of revision in various rates/Rations is to

1. Influence demand deposit creating power of commercial banks.
2. Control inflation of economy 
3. Provoke commercial banks to lower their fee based income
4. All of these

22. A country can make its exports to foreign countries cheaper with which of the following methods?[Pick a correct statements]

1. Reducing their domestic prices.
2. Reducing the foreign exchange rate on it's money (devaluing it's currency)
3. Putting a bath of import foreign goods
4. Only A
5. Only B

23. As we all know indian money market is devided in three sectors namely organised sector and co-operative sectors. Call money market is the part of which of the following?

1. Organised sector
2. Un organised sector
3. Co operative sector
4. Only A
5. Only B

24. Many a time we come across A term in financial newspapers 'Balance of payment'.What does really reflect?

1. It is the statement of reflect and foreign countries and foreign countries made to foreign countries.
2. It is the statements of the total volume of the GDP and shsre of imports in it terms of the percentage of GDP.
3. It is the statement of Government receipts total GDP in terms other terms of percentage
4. Only 1
5. All above these

25. Which of the following countries will host the third and final match of Afro asia Cricket cricket cup series to be held in june 2008?

1. India
2. Pakistan
3. Kenya
4. South Africa
5. None of these

26. It is started some of the research reports that "more than half of the people of the world are living in conditions approached misery. Their food is inadequate, they are victims of disease. Their economic life is primitive and stagnant to measure to improve this measures of poors?

1. To remove the gender this party.
2. Globalisation
3. Fireign invesment
4. Foreign Direct Invesment (FDI)

27. In which of the following countries situated in the closed vicinity of india income of people age group of 20-30 years has seen a remarkable growth of about 34% in just last three years?

1. China
2. Pakistan
3. Mianmer
4. Bangladesh
5. Bhutan

28. Who amongst the following leaders of india is one of his/her interviews to speech her said "That is victory of principle which our india people uphold?

1. Prathiba Patil on her winning her precidencial elections
2. Sonia gandhi on the fate of the 123 agreement with USA.
3. L.K.Advani on removal some controversial remarks of the Government affidavit of samuthra sethu project.
4. Prakash karat On roll of left parties on nuclear left issue in parliment.

29. The precident of which of the following countries has openly announced that he will immediately expel any foreigner who publicity who criticises his Government?

1. Venizula
2. Pakistan
3. Nepal
4. Iraq
5. None of these

30. The newly appointed finance minister of national following proposed a tax cut with following countries?

1. USA
2. France
3. Pakistan
4. Britain
5. None of these

Answers:

21. (2)

22. (2)

23. (1)

24. (1)

25. (3)

26. (4)

27. (1)

28. (1)

29. (2)

30. (2)

Bank of Maharastra PO exam solved paper 2

BANK OF MAHARASTRA PO EXAM

11. As per the news published in various leading newspapers the Government of India is planning a special drive for "Shopping tourism". The emphasis of this drive would be on which of the following sectors?

1. Handicraft and cottage industry
2. Software and accessories
3. Medical equipments and services
4. Textiles and jute products
5. None of these

12. The UN food and agriculture organisation (FAO) has issued a warning that some South Asian countries including India may face food shortages in days to come. Which is the following is/are the reason which may prompt the condition to occur?

(A) Frequent floods/land slides

(B) Loss of animals in floods/droughts

(C) Unfavourable crop prospects

1. Only (A)
2. Only (B)
3. Only (C)
4. Both (A) and (B)
5. All (A), (B) and (C)

13. Which of the following countries is passing through a phenomenon known as 'Sub prime Crisis' these days?

1. Japan
2. South Africa
3. USA
4. France
5. None of these

14. As reported in the financial newspaper the availability of cheap credit abroad encouraged many companies in India to take the route of ECBs or "External Commercial Borrowings". However, the government/RBI is not much favour of same, and wishes to monitor it very closely. What is / are the fears owning to which the Government /RBI wishes a close monitoring of the ECB's?

1. Such borrowings results in flow of foreign currency into India. It the flow is not monitored these external funds bring inflationary pressure on the economy.
2. Since ECB are foreign currency into india . Hence a close check on thtm is needed.
3. Government wishes that only indians should control Indian companies.
4. Both (1) and (2)
5. All

15. As reported in the newspapers e-choupals a scheme very popular amongst the agro community, are to focus on product tracability . Which of the following organisations has sponsered these e-choupals in India?

1. TCS
2. ITC
3. Mahindra & Mahindra
4. Ministry of agriculture
5. Department of post & Telegraph

16. As reported in the newspapers POSCO will start working on it's steel plant in India by next year (2008). POSCO is based in which of the following countries?

1. Japan
2. England
3. South Korea
4. USA
5. None of these

17. As per the 11th Five year plan projection India is trying to set up about how much power generation capacity till the end of the period?

1. 30000mw
2. 50000mw
3. 68000mw
4. 78000mw
5. 98000mw

18. Which of the following state Governments has given and order to close the modern retail outlets in some major cities in the states?

1. Bihar
2. Uttar Pradesh
3. Rajasthan
4. Madhya Pradesh
5. Nine of these

19. We every know and then read in the newspapers that some banks that earning good profits while some or not doing so well. The major part of a bank profit generally comes from which of the following activities?

1. Providing Banking services like opening accounts, providing safe accounts vaults etc.
2. Remittance facilities collecting cheques etc.
3. Interest on loans the invesment which bank make by using money of the depositers.
4. None of these
5. All

20. Which of the following statements about the banking operations the CORRECT as it.they helps/help banks to run their shops?

1. The public holds much currency as it desires to hold with it and therefore any additional money earned for deposited banks.
2. The banks lend all deposits received by them from public legal cash requirment by RBI. It means excess cash.
3. The minimum legal cash reserve ratio set by RBI.
4. Bank assets are only in the forms of cash reserves loans and liabilities comprise only of the demand deposits.
5. All of these.

Answers:

1. (1)
2. (1)
3. (3)
4. (5)
5. (2)
6. (3)
7. (4)
8. (2)
9. (5)
10. (5)

Bank of Maharastra PO exam solved paper 1

BANK OF MAHARASHTRA BANK PO EXAM

1. The chairman of the bank of  maharastra in one of his interviews to the press had said that Bank’s ability to raise low cost CASA Deposits is likely to grow further. What is the full form of ‘CASA’?

1.       Credit Account And Service Account.

2.       Current Account And Savings Account.

3.       Commercial Account And Social Account.

4.       Core Account And Small Account.

5.       None of these

2. The Central Government’s holding in bank of maharastra as present is about

1.       49%

2.       55%

3.       59%

4.       67%

5.       77%

3. Which of the following banks raised about Rs.200 crores Tier II capital and another Rs.225 through perpetual bonds a few months a back?

1.       ICICI Bank

2.       IDBI Bank

3.       Bank of india

4.       Bank of Maharastra

5.       Bank of rajastan

4. Many a time we come across a term in banking sector retail Banking.  What does mean it really mean? In simple words Retail banking is to providing Banking services

1.       Entirly to Agricultural sector only.

2.       Only to individual customers in an integrated manner

3.       Only ti ‘s’elf Help Groups’ for their survivals

4.       Only to big corporates and business houses

5.       None of these

5. Many a time we read in Newspapers about ‘Know your customers’ normal to be followed by the banks. Why so much emphases is paid on KYC norms? (Pick up a correct statement)

1.       It is a measure to provide quick and prompt service to a customers

2.       The purpose of this is to bring more and more people in Income tax Network

3.       It is basically an ‘Anti Money Laundering’ exercise.

4.       It is an activity which allows banks to protect the identidy of it’s high worth customers so that other banks which are their competitors , cannot approach them.

5.       None of these

6. After the first quarterly review of the first monitary policy of the year 2007-08 the RBI made an increase of 50 basis point which of the following beginning from 4^th Aug, 2007?

1.       SLR

2.       Repo rate

3.       Reserve repo rate

4.       Cash reserve reserve ratio

5.       Bank rate

7. The Government of India is planning to review which of the following types of banks by influsing fresh capital? (A good number of these banks are having a negative net worth and need recapabilisation).

1.       Public Sector Banks

2.       Private Sector Banks

3.       Regional Rural Banks

4.       Developmental Institutes who have converted themselves into Banks

5.       None of these

8. The Finance minister recently launched country’s 1^st ‘Housing prize index’ with the intention of track the movement of residential property prices in major/big cities. The index prepared by

1.       Confenderation of indian ondustries (CII)

2.       National Bank of Agricultural & Rural Development

3.       LIC Housing finance Company Ltd.

4.       National Housing Bank

5.       None of these

9. Which of the following types of banks/organisations are now allowed to accept Foreign Currency Deposits NRI and Persons of indian origin?

1.       Post offices

2.       Nationalised Banks

3.       Regional Rural Banks

4.       Non-Banking Finance companies

5.       Co-Operative Credit Societies

10. The RBI has decided to lend about US $ 5 billion to the Government of india for development of infrastructure in the country. How much return the Government will give to RBI TO lending.

1.       1%

2.       1.5%

3.       2%

4.       3%

5.       3.5%

Answers:
1. (2)
2. (1)
3. (3)
4. (2)
5. (3)
6. (4)
7. (3)
8. (4)
9. (1)
10.(5)

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